It is pointless to try to educate someone who lives from hand to mouth about long term financial planning and saving for retirement.

People are poverty-stricken whenever their income, even if adequate for survival, falls markedly behind that of their community. Then they cannot have what the larger community regards as the minimum necessary for decency, and they cannot wholly escape, therefore, the judgment of the larger community that they are indecent.
~ J.K. Galbraith (in "The Affluent Society")

Show me a person whose material wealth is increasing and I will show you a person whose humility is diminishing.

Friendship and money: oil and water.
~ Mario Puzo

I never said I was worth it. I only said I wouldn't do it for less.
~ William F. Buckley

Government's view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.
~ Ronald Reagan

I'm not too worried about the deficit. It's big enough to take care of itself.
~ Ronald Reagan

Communism is the time countries waste between capitalism and capitalism.
~ Carlos Alberto Montaner

The problem with socialism is that you eventually run out of other people's money.
~ Margaret Thatcher

Not he who has little, but he who desires much is poor.
~ Seneca

The quickest way to increase your income is to cut your expenses.

The inherent vice of capitalism is the unequal sharing of blessings;
the inherent virtue of socialism is the equal sharing of miseries.
~ Winston Churchill

It is the socialist idea that making profits is a vice;
I consider the real vice is making losses.
~ Winston Churchill

There is no dignity quite so impressive, and no independence quite so important, as living within your means.
~ Calvin Coolidge

Buy what appreciates in value; lease what depreciates in value.
~ J. Paul Getty

A billion here, a billion there, and pretty soon you're talking about real money.
~ U.S. Senator Everett Dirksen.

My problem lies in reconciling my gross habits with my net income.
~ Errol Flynn